A way forward

What your backyard costs per month.

Move the slider, pick a term, and see what the monthly payment could look like. Your rate depends on your credit, the loan and the lender.

Project amount$175,000
$50,000$325,000

Loan term

Example rate (APR)

Adjust to explore a different rate.

Estimated monthly payment

from—/mo · 15 yr

Choose an amount, term and APR to explore your estimate.

Your project amount

$175,000

A deposit, then payments tied to the build. Your contract sets the amounts and schedule.

  1. Contractdeposit
  2. Excavationdig and steel
  3. Shotcretethe shell
  4. Plumbing and electricalrough-in
  5. Tile and copingwaterline and edge
  6. Deckingthe hardscape
  7. Plasterthe interior finish
  8. Start-upfill and orientation
How payments work

Get my financing breakdown

Enable JavaScript to use the estimator. Our team and lender links below can help with your numbers.

Path A · With our team

Get a financing breakdown for your design

Tell us where you are in the process. We run the numbers on your actual project, and a specialist reaches out with the options. This is us, not a lender: no credit check, nothing pulled.

Get my breakdown

Path B · With a lender

Pre-qualify with a lender now

Already know your number? Go straight to one of our four lending partners. Each states its own terms and how it checks credit on its own page.

See the lenders

From the first conversation

Where financing fits in the process

  1. Site visit and design reveal

    A designer measures your yard, then you see it in 3D at the studio with all-in numbers. That is the price you would be financing.

  2. Contract appointment

    The same designer walks you through the contract and the financing options line by line. Cash, a lender, or a mix.

  3. Funding as you build

    Your contract sets the payment milestones. If you finance, confirm with your lender how and when funds will be available for those payments.

Explore your options

Our lending partners

Four partners who work with homeowners on projects like yours. Choose one to explore financing on their site. Each link opens in a new tab.

Rates, loan limits, terms and credit checks are set by each provider. The estimator uses an example APR, not a promised rate or loan offer. Check current terms on the partner’s site.

Lender information reviewed
September 9, 2026

A clear payment schedule

How payments work, cash or financed

There is a deposit at contract, then payments tied to build milestones. The full schedule, with amounts, is in your contract before you sign it.

These are the stages to talk through at your contract appointment. Your project’s contract and your lender’s funding terms determine the final schedule.

  1. Contractdeposit
  2. Excavationdig and steel
  3. Shotcretethe shell
  4. Plumbing and electricalrough-in
  5. Tile and copingwaterline and edge
  6. Deckingthe hardscape
  7. Plasterthe interior finish
  8. Start-upfill and orientation

A few things to know

Questions we get at the contract table

When do I need financing sorted out?

By the contract appointment. Most homeowners pre-qualify between the design reveal, when you have a real project number, and the day we sit down to sign. If you are earlier in the process, we can walk through the options with you.

Does the estimator or the breakdown affect my credit?

No. The estimator does the math on this page, and the breakdown is a conversation with our team. A lender handles any credit check. Each partner explains its own process before you apply.

Can I finance part and pay the rest in cash?

Yes. Bring that split to the contract appointment and we will work through it with you. In the estimator, use the amount you plan to finance to explore the monthly payment.

Is the monthly number on this page an offer?

No. It is an estimate using the amount, term and example APR you select. Your lender determines eligibility, the final rate and loan terms. Fees and other lender charges are not included in this estimate.

What does the project price include?

At your design reveal, we walk through your design and its all-in numbers. The scope, inclusions and payment schedule are set out in your contract before you sign.

Let’s put numbers to your design

Get your financing breakdown

Tell us where you are and how you would like to hear from us. A specialist runs the numbers on your project and reaches out with the options. No credit check.

Online requests are temporarily unavailable. Text our studio for your breakdown.

Text the studio
How should we reach you?
Thank you.
We could not send that. Please call (949) 239-6380.

Only memories from here on out.

A few questions, then a complimentary site visit with a designer. No phone tag, no pressure.